EXPERIENCE:

Owner, Camino Appraisal Services. Provide one to four family appraisals for a variety of banks, mortgage companies, financial institutions, and attorneys. 1997 - Present

District Manager for Bank of America, Las Vegas, NV. Responsible for training and assisting staff appraisers. Managed staff and fee appraisers, maintained quality control and compliance with state, federal and bank regulations. Performed complex appraisals and worked in conjunction with senior management for overall collateral assessment. Performed appraisal assignments in Las Vegas, Phoenix and Tucson area. 1993 - 1997

Staff Appraiser for Trans-American Appraisal Services in Kearney NE. Appraisal assignments covered 15 counties in central Nebraska. Performed conventional,. FHA and FmHA appraisal assignments. Performed single family, vacant land, manufactured housing, 2-4 multi-family residential and atypical rural property appraisals. 1992 - 1993

Staff Appraiser for McCormick Appraising Inc. in Scottsdale AZ. Appraisal assignments primarily in Maricopa County and the Phoenix metropolitan area. Property types appraised included single family, condominium/PUD units and vacant residential land. 1990 - 1992

PARTIAL LIST OF APPRAISAL, REAL ESTATE EDUCATION AND SEMINARS ATTENDED:

Appraisal Institute - Separating Real & Personal Property from Business Assets #800, 9/03, Las Vegas, NV

Appraisal Institute - Nevada Real Estate Appraisal Statutes, 8/01, Las Vegas, NV

Appraisal Institute - FHA Appraisal Inspection From the Ground Up, 2/01, Las Vegas, NV

Appraisal Institute - Reporting Sales Comparison Grid Adjustments , 3/99, Las Vegas NV

Appraisal Institute - Litigation Appraisal and Expert Testimony, 6/97, Las Vegas, NV

Appraisal Institute - Demonstration Appraisal Report, Graded and Approved, 2/97, Las Vegas

Appraisal Institute - Applied Residential Property Valuation #102, Exam 11/92, St. Louis, MO

Appraisal Institute - An Introduction to Appraising Real Property #101, Exam 6/91, Tempe, AZ

Appraisal Institute - Uniform Standards of Professional Practice, Part A(USPAP)I410, Exam, 8/93, Boise, ID

Appraisal Institute - Uniform Standards of Professional Practice, Part B(USPAP)II420, Exam, 4/94, Las Vegas, NV

Appraisal Institute - HP12C Workshop, 6/92, North Platte, NE

McKissock, Inc.- National USPAP update, 3/03, Las Vegas, NV

McKissock, Inc. - Appraising: Nonconforming & Difficult Properties, 3/03, Las Vegas

Washington Mutual Training Center, USPAP 2000/2001 Revisions., Las Vegas, NV

Lincoln Graduate Center - Manufactured Housing Appraisal, 4/99, Las Vegas NV

Lincoln Graduate Center - HUD Valuation Conditions Report, 9/01, Las Vegas, NV

Lincoln Graduate Center - Property Red Flags 9/01, Las Vegas, NV

Southern Nevada School of Real Estate - Real Estate Appraisal, 7/97, Las Vegas, NV

Nevada Appraisal Seminars - Appraising Atypical Properties, 3/97, Las Vegas, NV

Nevada Appraisal Seminars - Fair Lending - The New CRA’s, 3/97, Las Vegas, NV

Nevada Appraisal Seminars - Appraisal Review, 3/97, Las Vegas, NV

Nevada Appraisal Seminars - Cost and Market Approach, 3/97, Las Vegas, NV

Nevada Appraisal Seminars - Market Extraction, 3/97, Las Vegas, NV

Bank of America - Dist. Manager Develp., 6/95, Pleasant Hill, CA

HUD - FHA Guidelines Workshop, 3/95, Las Vegas, NV

UNLV/Appraisal Institute, The FHA Appraisal - 3/95, Las Vegas, NV

GLVAR - Realtor Orientation, Ethics & MLS, 11/94, Las Vegas, NV

Contractor’s License Center - Nevada Law (RS), 9/93, Las Vegas, NV

Bank of America - Community Reinvestment, 10/93, Las Vegas, NV

Bank of America - Environmental Awareness, 11/94, Phoenix, AZ

Bank of America - Fair Lending & the Appraiser, 8/94, Phoenix, AZ

Bank of America - Residential Appraisal Quality, 1/94, Phoenix, AZ

Bank of America - Residential Concessions, 1/94, Phoenix, AZ

University of Colorado, (USPAP), Exam 4/92, Colorado Springs, CO

Larabee School of Real Estate - Real Estate Finance, 3/92, Lincoln, NE

FmHA - Contract & Guidelines Workshop, 10/92, Grand Island, NE

FHA - General Seminar, 9/91 North Platte, NE

FORMAL EDUCATION:

Palo Verde High School, 1982, Tucson, AZ

Pima Community College, 1983-1985, Tucson, AZ

Course of Study: AA Computer Science